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PROGRAMS
BEST IN THE BUSINESS |
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THE UNSECURED MAXIMIZER |
THE STAR PROGRAM |
THE EQUITY SPECIAL |
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Rate: |
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13.90 - 15.90 A.P.R. |
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Rate: |
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13.00 - 14.90 A.P.R |
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Rate: |
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13.00 - 14.90 A.P.R |
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Loan Amount: |
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Maximum $20,000 |
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Loan Amount: |
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Maximum $50,000 |
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Loan Amount: |
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Maximum $20,000 |
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Loan Terms: |
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Up to 180 Months |
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Loan Terms: |
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Up to 240 Months |
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Loan Terms: |
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Up to 180 Months |
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Debt Ratio: |
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Not Applicable |
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Debt Ratio: |
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Up to 50% (Determined by credit quality on a case-by-case bases)
Not applicable on "A" & "B" credit quality loans under $20,000. |
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Debt Ratio: |
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Up to 40% (Determined by credit, disposable income & stability) |
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LTV: |
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Not Applicable |
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LTV: |
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Required on "C" & "D" loans (to be determined by credit quality
on a case-by-case bases) Not applicable on "A" & "B" credit
quality loans under $20,000. |
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LTV: |
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Maximum 80% to be determined by overall loan factors (i.e..,
credit, stability, debt ratio, equality) |
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Lien Position |
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Not Applicable |
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Lien Position |
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First, Second or Third |
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Lien Position |
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First or Second |
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90 Day Deferred |
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Yes |
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90 Day Deferred |
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Yes |
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90 Day Deferred |
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No |
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Credit Quality: |
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"A" & "B" |
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Credit Quality: |
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"A", "B" & "C" |
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Credit Quality: |
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Not Applicable |
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Commitment Period: |
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Up to 90 Days |
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Commitment Period: |
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Up to 90 Days |
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Commitment Period: |
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Up to 90 Days |
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